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Seasonnaire Insurance
from ERGO

Tailored travel insurance for Seasonnaires.

Seasonnaire Insurance: Our Product Range

Here at ERGO we have pulled together our knowledge to create specialist cover designed for Seasonnaires, whether you are on a course, teaching skiing/snowboarding, taking a gap year, or even travelling and enjoying the gorgeous scenery in places such as Canada, Austria and France. We provide specialist winter and summer seasonnaire insurance for ski & snowboard instructors, chalet hosts and other winter and summer seasonal staff.

How does it work?

Seasonnaire Insurance: Staff or Seasonnaire?

Seasonnaire Staff: is designed for individuals who are employed by a company, such as ski instructors or holiday reps and have part or minimal aspects of their insurance provided for them by their employers. This product ensures that not only are you covered whilst you are at work, you are also insured in your leisure time, this is often not provided through seasonal employers. Therefore, it is really important to ensure you are fully covered during your time away.

This cover is suited to those looking for:

  • Ski Instructor Insurance
  • Snowboard Instructor Insurance
  • Holiday reps

Seasonnaire: designed for individuals who:

  • Do not have any form of insurance provided by their employer whilst at Work and in their Leisure time. It is especially important to ensure you are covered for Emergency Medical & Repatriation Expenses, this is included in the seasonnaire scheme
  • Do not have a formal job offer
  • Are still seeking employment

Our Seasonnaire staff Insurance ensures you are covered whilst at work, on the slopes, and during your leisure time.

What am I covered for?

The policy wording will give you full details on what is covered, cover limits and exclusions so make sure you read that before taking out cover, but below highlights some key sections of cover.
Seasonnaire Staff Seasonnaire

Medical Expenses

Including hospitalisation, surgical, pharmaceutical, rehabilitation and dental

Up to £5,000

Up to £2 million


Reimbursement for losses incurred by third-party cancellation of travel and or accommodation

Up to £1,500

Up to £1,500

Winter Sports Equipment

Reimbursement for loss or damages caused by third parties

Up to £750

Up to £750

Personal Accident

Reimbursement for personal accident or damages caused during your trip

Up to £10,000

Up to £10,000

Our Seasonnaire staff Insurance ensures you are covered whilst at work, on the slopes, and during your leisure time.

Activities, sports and Winter sports

Whether you’re a keen body boarder, hiker or snorkeller, our Seassonaire policies can provide cover for these and many other activities. The full list of covered activities can be found in the policy wording as well as the list of those that we don’t cover, for example pot holing. If it’s not mentioned in the policy wording make sure you check with us before taking part.

When it comes to Winter sports activities, we have 3 levels of cover available depending on your needs:

Rookie Ski Insurance

Rookie cover is our standard ski product covering activities such as on-piste skiing, dog sledding and cross country skiing but you can easily upgrade to Adventurer or Pro cover if you will be taking part in more advanced winter sports.

Adventurer Insurance

With our Adventurer upgrade, you still get all of the cover for skiing on-piste and other Rookie activities, but you’re also covered to ski off-piste accompanied by a professional guide! Other additional activites are also covered under Adventurer cover but make sure you check which level of cover is right for you.

Pro Ski Insurance

If you’re the type of person who already spends most of your time up the mountain off-piste and you are used to riding the backcountry on your own, or you want to start learning how to slopestyle ski in a terrain park or half-pipe skiing within a terrain park then our Pro upgrade may be for you.

Rookie Adventurer Pro
Acroski (ski-ballet) ✔ ✔ ✔
Aerials / kickers skiing within a Terrain Park
Any form of power assisted skiing or the use of mechanized snow mobiles (except as provided by the recognised piste authorities for transport to and from areas designated for recreational skiing)
Boarder-cross outside of Europe
Boarder-cross within Europe ✔
Biathlon ✔ ✔ ✔
Bigfoot skiing ✔ ✔ ✔
Cat skiing ✔ ✔
Curling ✔ ✔ ✔
Dog sledding as a passenger with a professional driver ✔ ✔ ✔
Downhill or super giant-slalom (“Super G”) racing or race-training
Dry-slope skiing ✔ ✔
Glacier skiing within marked areas ✔ ✔ ✔
Glacier walking within marked areas ✔ ✔ ✔
Half-pipe skiing within a Terrain Park ✔
Heli-skiing with a professional guide ✔ ✔
Ice climbing
Ice skating ✔ ✔ ✔
Langlauf / cross country / Nordic walking ✔ ✔ ✔
Mogul racing or race-training (limited to 7 days racing in the Policy Period *) ✔
Moguls ✔
Mono-skiing ✔ ✔ ✔
Professional activity of any kind including competitions and races
Sit-skiing, skiing with outriggers and use of other (non-mechanised) equipment for the disabled ✔ ✔ ✔
Ski acrobatics
Ski mountaineering ✔
Ski race training (slalom or giant slalom only) ✔ ✔
Ski race training (slalom or giant slalom only and limited to 7 days racing in the Policy Period *) ✔
Ski touring (ski randonee) ✔
Ski touring (ski randonee) with a professional guide ✔ ✔
Ski biking ✔ ✔
Ski bob racing
Ski-cross outside of Europe
Ski-cross within Europe ✔
Ski-diving or parachuting
Skiing Off-piste ✔
Skiing Off-piste with a Professional Guide ✔ ✔
Skiing On-piste ✔ ✔ ✔
Ski-jumping or ski-flying
Sleigh rides pulled by a horse or reindeer, as a passenger with a professional driver ✔ ✔ ✔
Slopestyle skiing within a Terrain Park ✔
Snow dome (indoor skiing on snow; NOT dry-slope) ✔ ✔ ✔
Snow-blading ✔ ✔ ✔
Snow-mobiling as a passenger with a professional driver
Snow-rafting, snow-boating or snow-kayaking or the use of improvised equipment such as mattresses, roof-boxes etc. as vechiles for sliding
Snow-shoeing ✔ ✔ ✔
Speed skating ✔ ✔ ✔
Speed skiing
Telemark skiing ✔ ✔ ✔